what hurts your credit

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The Credit Repair Fresno CA Locals Trust On

Living in the US, good credit is imperative for getting loans and employment opportunities. That’s why it’s important to know which things could be hurting your credit score. Here are some of them:
Late Payments: If even one of your payments is late for over a month, your credit score might go down.
Hard Enquiries: Whenever you apply for a loan or a mortgage, the lender will conduct a hard inquiry on your account. Every subsequent inquiry hurts your credit, even if you’re not approved for the loan.