What Contributes To A Good Credit Score

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For the 300 to 850 scoring range, a score of 700 or above is good credit. If your credit score is over 800, it’s considered excellent. For most people, the score lies between 600 and 750.
The US average FICO score was 710 in 2020, which was a seven-point increase from 2019.
Although these scores are generally considered good, creditors can also have their own standard definition of good credit.
Factors That Affect Your Credit Score
The factors that contribute to your credit score are divided into five categories.